---
title: "Account Maintenance Charge (AMC): Explanation and slabs of charges"
description: "Demat AMC on Arrow — Nil for resident individuals under the regular scheme; BSDA slabs and non-individual AMC from the tariff sheet."
category: account-opening
subcategory: resident-individual
slug: account-maintenance-charge-amc-explanation-and-slabs-of-charges
canonical: https://support.arrow.trade/account-opening/resident-individual/account-maintenance-charge-amc-explanation-and-slabs-of-charges/
---

# Account Maintenance Charge (AMC): Explanation and slabs of charges

> Demat AMC on Arrow — Nil for resident individuals under the regular scheme; BSDA slabs and non-individual AMC from the tariff sheet.

## Short answer

**Account Maintenance Charge (AMC)** is the fee to maintain your demat account with **iRage Broking Services LLP** (product: **Arrow**), as a CDSL Depository Participant.

Charges below follow the **Charges for Depository Services** schedule in the Arrow Account Opening Kit (Tariff Sheet).

## Regular scheme — AMC (yearly)

| Client type | Yearly AMC |
| --- | --- |
| Individual | **Nil** |
| Other than individual (e.g. HUF, company, partnership, trust) | **₹500** |

### Billing notes (from the tariff sheet)

1. GST and other statutory charges apply as notified.
2. Where AMC is applicable, the **first year** is charged on a **pro-rata** basis from the month of account opening till **31 March**. Later years are charged annually from **April**.
3. Other demat charges are billed **monthly** for transactions in that month.
4. If the account is closed mid-year, AMC for the unrealised / balance quarter is **refunded** (where AMC was charged).
5. Delayed payment charges of **24% p.a.** may apply if demat billing is unpaid by the end of the next month; the account may be frozen until dues are cleared.

## Basic Services Demat Account (BSDA)

If your demat account qualifies as a **BSDA** under SEBI rules (generally one demat account per PAN and holdings within limits), AMC and demat transaction charges are:

| Holding value (debt + non-debt combined) | AMC | Transaction charges |
| --- | --- | --- |
| Up to ₹4 lakh | **Nil** | **Nil** |
| More than ₹4 lakh and up to ₹10 lakh | **Nil** | **Nil** |
| More than ₹10 lakh | As per **regular** scheme | As per **regular** scheme |

See also: [BSDA explained](/account-opening/resident-individual/basic-services-demat-account-bsda-explained-along-with-charges/).

## Secondary demat accounts

If you hold more than one demat account, **BSDA benefits typically do not apply**. Regular-scheme AMC and transaction charges apply to each account as per eligibility (individuals remain **Nil** AMC under the current regular scheme; non-individuals pay ₹500 yearly per account where applicable).

## Related demat charges (regular scheme)

| Particular | Rate |
| --- | --- |
| Debit transaction — pay-in to Arrow | ₹20 per transaction |
| Debit transaction — other than Arrow | ₹20 or 0.03% of value, whichever is higher |
| Margin pledge | ₹20 per transaction |
| Pledge creation (other than margin pledge) | ₹30 per transaction |
| Pledge closure | Nil |
| Pledge invocation | ₹20 per transaction |
| Client master / modification | ₹25 per modification |

Full DP examples: [Depository Participant charges](/account-opening/resident-individual/what-is-depository-partcipant-charges-understand-with-examples/).

## Broker details

iRage Broking Services LLP (SEBI registration INZ000011262), product name **Arrow**. Registered office: Gift City, Gandhinagar.

---

Source: https://support.arrow.trade/account-opening/resident-individual/account-maintenance-charge-amc-explanation-and-slabs-of-charges/
Publisher: Arrow / iRage Broking Services LLP