---
title: "How to link a bank account while opening an Arrow account?"
description: "You can link your bank account using UPI or by manually entering your bank details."
category: account-opening
subcategory: resident-individual
slug: how-to-link-a-bank-account-while-opening-a-irage-account
canonical: https://support.arrow.trade/account-opening/resident-individual/how-to-link-a-bank-account-while-opening-a-irage-account/
---

# How to link a bank account while opening an Arrow account?

> You can link your bank account using UPI or by manually entering your bank details.

## Short answer

You can link your bank account using UPI or by manually entering your bank details.

## UPI

To link the bank account using UPI, follow these steps:

## Mobile

Tap on Link with UPI (recommended).

Select the preferred UPI app and pay ₹1 from the bank account that must be linked.

The bank details can be viewed and confirmed by tapping on Continue.

## Web

Click on Link with UPI (recommended).

Scan the QR code using the UPI app and pay ₹1 from the bank account that must be linked.

The bank details can be viewed and confirmed by clicking Continue.

## Manually entering bank details

To manually enter the bank details, follow these steps:

Tap on Enter bank details manually.

Enter the IFSC.

Select the MICR from the drop-down menu¹.

Enter the bank account number.

Confirm the bank account number.

Click on Continue.

If the bank account details are manually entered, the validation is done using a penny drop score. A penny drop is where a nominal amount is credited to the bank account, generating a score.

If the penny drop fails or if the score is unsatisfactory, a bank proof must be uploaded in the next step. The bank proof can be one of the following:

A personalised cancelled cheque with the client’s name printed on it.

A bank statement or bank passbook copy with the bank account number, bank logo, seal, MICR, and IFSC code clearly visible.

Notes

¹The MICR may not be in the drop-down menu for the following reasons:

If you have entered zero instead of O in the IFSC or vice versa.

The IFSC is not valid.

The IFSC is not part of iRage's records. In this case, please create a ticket along with bank proof. The bank details will be updated within 72 working hours, and clients can link the bank account once the IFSC is updated.

Did you know?

## Broker details

iRage Broking Services LLP (SEBI registration INZ000011262), product name **Arrow**. Registered office: Gift City, Gandhinagar.

## Related

- Browse more in [resident individual](/account-opening/resident-individual/)
- Open account: [kyc.arrow.trade](https://kyc.arrow.trade)
- Trade on Arrow: [app.arrow.trade](https://app.arrow.trade)
- Support: [support@arrow.trade](mailto:support@arrow.trade)

---

Source: https://support.arrow.trade/account-opening/resident-individual/how-to-link-a-bank-account-while-opening-a-irage-account/
Publisher: Arrow / iRage Broking Services LLP