---
title: "Why does money get debited from my bank account before the scheduled eMandate transaction day?"
description: "Your bank debits the money before the scheduled eMandate transaction date to ensure the funds are available in your trading account on the specified date."
category: funds
subcategory: emandates
slug: why-does-money-get-debited-from-my-bank-account-before-the-scheduled-emandate-tr
canonical: https://support.arrow.trade/funds/emandates/why-does-money-get-debited-from-my-bank-account-before-the-scheduled-emandate-tr/
---

# Why does money get debited from my bank account before the scheduled eMandate transaction day?

> Your bank debits the money before the scheduled eMandate transaction date to ensure the funds are available in your trading account on the specified date.

## Short answer

Your bank debits the money before the scheduled eMandate transaction date to ensure the funds are available in your trading account on the specified date.

## Why this happens

eMandate transfers take one working day to reflect in your trading account. Your bank debits the money during banking hours, but the National Payments Corporation of India (NPCI) credits iRage's bank accounts and confirms the transaction at the end of the day. Your bank therefore debits the funds at least one working day in advance so the money appears in your trading account on the transaction date.

## Related

- Browse more in [emandates](/funds/emandates/)
- Open account: [kyc.arrow.trade](https://kyc.arrow.trade)
- Trade on Arrow: [app.arrow.trade](https://app.arrow.trade)
- Support: [support@arrow.trade](mailto:support@arrow.trade)

---

Source: https://support.arrow.trade/funds/emandates/why-does-money-get-debited-from-my-bank-account-before-the-scheduled-emandate-tr/
Publisher: Arrow / iRage Broking Services LLP