Short answer

Some banks do not allow you to create eMandates from joint bank accounts. You can create standing instructions instead by adding iRage as a beneficiary using iRage’s bank account details to automatically transfer funds on predefined dates from your netbanking portal.

Here is the process to create a standing instruction in HDFC Bank as an example:

Select Transfer within the bank.

Under Transfer type, select Set Standing Instruction.

Select Start Date, Frequency & End Date as per your requirement.

Select iRage as Beneficiary and Continue.